Cryptocurrency is reshaping the financial landscape. From Bitcoin and Ethereum to stablecoins, digital assets are no longer niche tech experiments—they're now part of the global mainstream. In fact, by 2025, crypto ranks among the top five most valuable asset classes worldwide. If you've been hearing more about crypto from friends or in the news, it’s no surprise.
But if you're new to this space, your biggest question might not be which coin to buy, but where to buy it safely.
That’s where HOYA BIT comes in—a secure, user-friendly, and locally trusted cryptocurrency exchange designed specifically for beginners in Taiwan. With an intuitive interface, robust security measures, and seamless TWD integration, HOYA BIT makes entering the world of crypto as easy as online shopping.
Whether you want to start with just 300 TWD or build a diversified portfolio, HOYA BIT offers a safe and smooth onboarding experience. Let’s explore everything you need to know about this compliant platform—from security features and registration steps to deposits, withdrawals, and trading.
👉 Discover how easy it is to start your crypto journey with a trusted platform.
Why Choose HOYA BIT in 2025?
For newcomers, complexity is often the biggest barrier to entry. Many exchanges overwhelm users with technical jargon like “limit orders” or “liquidity pools.” HOYA BIT flips the script.
Founded in 2022 by a local team, HOYA BIT was the first exchange in Taiwan to complete anti-money laundering (AML) compliance declarations with the Financial Supervisory Commission (FSC) before launch. This commitment to legality and transparency sets it apart.
Here’s what makes HOYA BIT stand out:
- Simple interface: No confusing charts or order books. The “instant swap” feature lets you buy crypto instantly—just like adding to a shopping cart.
- Top-tier security: Partnerships with Fireblocks and Far Eastern Bank ensure asset protection at every level.
- Local support: Full Chinese interface, TWD banking integration, and real-time LINE customer service mean help is always within reach.
These features make HOYA BIT one of the most beginner-friendly gateways into Web3.
Meet the Founder: Zoe Peng – A Vision for Accessible Crypto
HOYA BIT was founded by Zoe Peng, a serial entrepreneur with a background in education and finance. As the first female founder of a crypto exchange in Taiwan, she brings a unique perspective focused on accessibility and trust.
Before launching HOYA BIT, Zoe was deeply involved in educational initiatives. She believed that children should be exposed to emerging technologies early—not just traditional career paths. This led her to study blockchain and digital assets intensively.
Her mission? To create a platform that’s truly safe and easy to use, especially for those unfamiliar with crypto. She noticed that many existing platforms lacked both usability and strong compliance frameworks. So she built one herself.
Under her leadership, HOYA BIT doesn’t just focus on trading—it promotes financial literacy through partnerships with universities, supports youth tech education, and sponsors athletes like the Ko brothers and billiards champion Chou Chieh-yu. This blend of innovation and social responsibility reflects a deeper vision: making technology inclusive.
Zoe’s philosophy is simple: growth should never come at the expense of safety or ethics.
Is HOYA BIT Safe? A Deep Dive into Security Measures
When choosing an exchange, security should be your top priority. Here's how HOYA BIT ensures your funds and data are protected.
Regulated by the Financial Supervisory Commission
HOYA BIT is officially registered under Taiwan’s Virtual Asset Service Provider (VASP) framework and has completed all required AML declarations with the FSC. You can verify their status on the official VASP list.
They also undergo regular audits by RSM Taiwan (formerly国富浩华), ensuring transparent operations and strict separation between user assets and company funds.
Strategic Partnership with Fireblocks
HOYA BIT uses Fireblocks, a leading digital asset custody solution rated among the Forbes Fintech 50, for institutional-grade security. Features include:
- Real-time wallet monitoring
- Multi-signature transaction validation
- Automated threat detection
- ISO 27001, ISO 27701, and CCSS Level 3 certifications
- Regular penetration testing and vulnerability scans
This means your crypto is stored securely off-exchange in cold wallets with multiple layers of encryption.
Trust-Based Asset Management with Far Eastern Bank
To protect fiat deposits, HOYA BIT partners with Far Eastern Bank using a trust arrangement. Your TWD deposits are held in a segregated trust account—separate from HOYA BIT’s corporate finances—so even in unforeseen circumstances, your money remains safe.
👉 See how leading platforms safeguard user assets with enterprise-grade infrastructure.
Do You Need HOYA BIT If You Already Have Another Exchange?
Yes—having multiple accounts increases flexibility and reduces risk.
Think of it like having several bank or brokerage accounts. Relying on one platform can leave you vulnerable during maintenance outages, withdrawal limits, or regional restrictions.
HOYA BIT adds value because of its instant swap system, which eliminates complex order book navigation. Just select the amount you want to spend (in TWD or USDT), choose your desired cryptocurrency (like BTC or ETH), and confirm—the trade executes instantly at the best available rate.
No price slippage. No waiting. Whether you’re buying 300 TWD worth or 3 million TWD, the execution is fast and fair.
Plus, spreading your holdings across exchanges enhances overall risk management—a smart strategy for any serious investor.
Is HOYA BIT a Scam? How to Spot Fake Platforms
HOYA BIT is not a scam. It's a fully compliant, audited, and locally operated exchange with transparent leadership and institutional backing.
However, scammers do impersonate legitimate platforms. Recently, fake Facebook pages have used names similar to HOYA BIT to distribute phishing links—often claiming users have "won rewards" to trick them into revealing login details.
To stay safe:
- Only download the app from the official website or App Store
- Verify the official Facebook page: HOYA BIT Exchange, which has over 3,000 followers
- Enable two-factor authentication (2FA) via Google Authenticator or SMS
- Never click unsolicited links sent via DM or email
Remember: real platforms won’t message you first with prize offers.
How to Register on HOYA BIT – Step-by-Step Guide
Follow these three simple steps to get started.
Step 1: Create Your Account
Download the HOYA BIT app (iOS / Android), open it, and tap "Register." Enter your email and set a password (8–16 characters with uppercase, lowercase, numbers, and symbols).
👉 Get started now and take advantage of exclusive onboarding benefits.
After verifying your email code, proceed to identity verification.
Tip: Use referral code chainee during signup to qualify for bonus rewards.
Step 2: Complete Identity Verification & Bank Binding
To unlock full features (TWD deposits/withdrawals, spot trading), upgrade to Level 2 (LV2) verification:
- Submit clear photos of your ID and secondary ID.
- Link your bank account—preferably Far Eastern Bank for zero withdrawal fees.
Processing times:
- ID verification: ~2 business days
- Bank verification: ~3–5 business days
Step 3: Enable Two-Factor Authentication (2FA)
Go to your profile > Security Settings > Enable 2FA using Google Authenticator or SMS. Also enable biometric login (Face ID/Fingerprint) for added convenience and protection.
Every login or withdrawal will now require a time-based code—keeping your account locked down tight.
Depositing & Withdrawing Funds on HOYA BIT
Once verified, funding your account is straightforward:
- Deposit TWD: Transfer from your linked bank account to your personal trust account provided by HOYA BIT.
- Withdraw TWD: Funds go back only to your verified bank account. Other banks incur a 15 TWD fee; Far Eastern Bank users enjoy free withdrawals.
- Crypto deposits: Free and processed quickly.
- Crypto withdrawals: Small network fees apply (varies by blockchain).
Trading is equally simple—navigate to “Buy/Sell,” pick your currency pair (e.g., TWD → BTC), enter the amount, and confirm.
All prices include a transparent 0.2%–1.2% processing fee built into the quote—no hidden charges.
Frequently Asked Questions (FAQ)
1. Is HOYA BIT based in Taiwan?
Yes. HOYA BIT operates legally in Taiwan under FSC guidelines. Their office is located at 34F.-1, No. 77, Songgao Road, Xinyi District, Taipei City.
2. Who can register?
Users must be between 18–80 years old and have full legal capacity.
3. What are the account levels?
| Level | Requirements | Features Enabled |
|---|---|---|
| LV0 | Email + verification | Basic access |
| LV1 | ID + phone verification | Crypto deposits/withdrawals, spot trading |
| LV2 | Bank account linked | TWD deposits & withdrawals |
4. What are the trading fees?
Spot trades include a built-in fee of 0.2%–1.2%, depending on payment method. Fees are deducted in the outgoing currency.
5. Are there deposit/withdrawal fees?
- Crypto deposits: Free
- Crypto withdrawals: Network fee applies
- TWD deposits: No platform fee (bank fees may apply)
- TWD withdrawals: 15 TWD (free for Far Eastern Bank)
6. How can I contact customer support?
Available Monday–Friday, 9 AM–6 PM:
- Toll-free: 0800-663-898
- Phone: 02-7756-6286
- Email: [email protected]
- LINE: @hoyabit
Final Thoughts: A Trusted Gateway for New Crypto Users
HOYA BIT stands out as a secure, compliant, and beginner-focused exchange built for the Taiwanese market. From its FSC-aligned regulatory posture to its partnership with Fireblocks and Far Eastern Bank, every layer emphasizes safety and ease of use.
Whether you're taking your first step into crypto or looking for a reliable secondary platform, HOYA BIT delivers peace of mind without sacrificing simplicity.
With intuitive design, local support, and strong institutional safeguards, it's an excellent choice for anyone serious about entering the digital asset space—responsibly and confidently.
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