Purchasing cryptocurrency has never been more convenient, and with Apple Pay integration on leading digital asset platforms, users can now buy Bitcoin and other digital currencies instantly, securely, and with minimal fees. Whether you're a beginner or an experienced investor, using Apple Pay to fund your crypto purchases streamlines the onboarding process while maintaining high security standards.
This guide will walk you through how to buy crypto with Apple Pay, compare top platforms—including regulated exchanges and privacy-focused alternatives—and break down fees, deposit options, and compliance considerations.
Why Use Apple Pay to Buy Cryptocurrency?
Apple Pay offers a fast, secure, and widely accepted payment method that simplifies funding your crypto account. By linking your debit or credit card to Apple Wallet, you can make instant deposits without sharing sensitive financial details. Many regulated exchanges support Apple Pay, allowing users to deposit fiat currency—like USD, EUR, or GBP—and immediately convert it into crypto.
The combination of speed, security, and ease of use makes Apple Pay one of the most user-friendly entry points into the world of digital assets.
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Step-by-Step: How to Buy Crypto with Apple Pay
One of the best platforms for purchasing cryptocurrency with Apple Pay is Bybit, a globally trusted exchange serving over 50 million users across 160 countries. Bybit supports Apple Pay deposits in more than 65 fiat currencies, giving international users broad access without conversion hassles.
Here’s how to get started:
- Create an Account: Sign up for a free account on Bybit and complete basic identity verification (KYC) for enhanced security and higher withdrawal limits.
- Choose Apple Pay: Navigate to the “Buy Crypto” section and select Apple Pay as your preferred payment method.
- Deposit Funds Instantly: Select your local currency (e.g., USD, EUR, AUD) and deposit funds directly via Apple Pay—no bank transfer delays or forex complications.
- Buy Your Preferred Cryptocurrency: Once the deposit clears, search for Bitcoin (BTC), Ethereum (ETH), or any of the 1,500+ available cryptocurrencies and complete your purchase.
This entire process takes just minutes, making it ideal for those looking to capitalize on market movements quickly.
Understanding Fees When Buying Crypto with Apple Pay
Transparent fee structures are crucial when choosing a crypto platform. Here's a breakdown of costs associated with using Apple Pay on Bybit:
- Deposit Fees: Bybit does not charge any additional fees for deposits made via Apple Pay.
- Withdrawal Fees: Withdrawing fiat currency is free. When transferring crypto to external wallets, only standard blockchain network (gas) fees apply.
Trading Fees: Bybit offers competitive trading rates:
- Spot trading: 0.1% per trade
- Futures trading: As low as 0.02% for makers and 0.055% for takers
Compared to platforms like Coinbase, where trading fees can exceed 2%, Bybit provides a significantly more cost-effective solution—especially for frequent traders.
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Best No-KYC Exchanges That Accept Apple Pay
For users prioritizing privacy and minimal personal data disclosure, several non-KYC (Know Your Customer) exchanges accept Apple Pay deposits without requiring identity verification:
BloFin
Based in the Cayman Islands, BloFin serves a global user base and allows instant Apple Pay deposits with no KYC required. It supports over 500 cryptocurrencies for spot trading and offers advanced features like high-leverage futures trading—all within a secure environment.
Bitunix
Another privacy-oriented platform, Bitunix supports Apple Pay for fast fiat deposits and enables trading across 300+ cryptocurrencies. Users can access both spot and futures markets with leverage up to 125x, all through an intuitive interface.
While these platforms offer greater anonymity, they operate under lighter regulatory oversight compared to fully compliant exchanges. As such, users should weigh the trade-offs between privacy and regulatory protection.
Is Apple Pay Allowed for Crypto Purchases? Policy Overview
Yes—Apple Pay is officially supported for cryptocurrency transactions on regulated exchanges that comply with financial regulations such as those set by the U.S. Financial Crimes Enforcement Network (FinCEN) and the European Securities and Markets Authority (ESMA) under its Markets in Crypto-Assets (MiCA) framework.
Apple does not restrict the use of Apple Pay for purchasing digital assets as long as the service provider adheres to anti-money laundering (AML) and counter-terrorism financing (CTF) standards. This means users can confidently use Apple Pay on compliant platforms knowing their transactions meet legal and security requirements.
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Frequently Asked Questions (FAQ)
Q: Can I really buy Bitcoin with Apple Pay?
A: Yes, several regulated platforms like Bybit allow you to deposit fiat currency via Apple Pay and instantly purchase Bitcoin and other cryptocurrencies.
Q: Are there any fees when using Apple Pay to buy crypto?
A: Most platforms, including Bybit, do not charge deposit fees for Apple Pay transactions. You’ll only pay standard trading or network withdrawal fees.
Q: Do I need to complete KYC to use Apple Pay for crypto?
A: On regulated exchanges like Bybit, basic KYC is usually required. However, platforms like BloFin and Bitunix allow Apple Pay deposits without identity verification.
Q: Which fiat currencies are supported with Apple Pay?
A: Over 65 fiat currencies are supported, including USD, EUR, GBP, AUD, and many others—allowing global access.
Q: Is it safe to link my Apple Pay to a crypto exchange?
A: Yes. Apple Pay uses tokenization and biometric authentication to protect your data. When used on secure, regulated platforms, it’s a safe way to fund your account.
Q: Can I withdraw money back to Apple Pay after selling crypto?
A: Direct withdrawals to Apple Pay are not typically supported. However, you can withdraw fiat to a linked bank account or card used with Apple Wallet.
👉 Learn how secure payment integrations make crypto investing safer than ever.
Final Thoughts
Using Apple Pay to buy cryptocurrency offers a seamless blend of speed, security, and simplicity. On regulated platforms like Bybit, users benefit from low fees, wide fiat support, and access to over 1,500 digital assets—all backed by strong compliance frameworks.
For those who value privacy, no-KYC options like BloFin and Bitunix provide alternative routes to enter the market using Apple Pay—though with less regulatory protection.
No matter your priority—regulatory safety or financial privacy—Apple Pay delivers a flexible gateway into the rapidly evolving world of digital finance.
Whether you're buying your first Bitcoin or scaling your portfolio, leveraging fast, trusted payment methods like Apple Pay ensures a smoother journey into crypto ownership.