Ripple, a leading provider of digital asset infrastructure for financial institutions, has unveiled its strategic exchange partnerships and early adopters for Ripple USD (RLUSD) — a new enterprise-grade, U.S. dollar-pegged stablecoin built with compliance, transparency, and institutional trust at its core. Designed to bridge traditional finance and the digital economy, RLUSD is set to become a cornerstone of global financial innovation through seamless integration across major crypto platforms and blockchain ecosystems.
👉 Discover how next-gen stablecoins are transforming cross-border finance.
Strategic Exchange Partnerships for Global Reach
RLUSD will be available worldwide through a robust network of leading digital asset exchanges and financial technology platforms, including Uphold, Bitstamp, Bitso, MoonPay, Independent Reserve, CoinMENA, and Bullish. These partnerships ensure broad accessibility for both institutional clients and retail users across North America, Latin America, Europe, the Middle East, Africa, and the Asia-Pacific region.
“With our initial exchange partners, the clear utility and demand for RLUSD, and a strong focus on regulatory compliance, Ripple’s stablecoin is poised to become the gold standard for enterprise-grade stablecoins,” said Brad Garlinghouse, CEO of Ripple. “Customers and partners have been asking for high-quality stablecoins like RLUSD to use across various financial use cases — from payments and real-world asset tokenization to decentralized finance. Our payment solutions will leverage RLUSD, XRP, and other digital assets to enable faster, more reliable, and cost-effective cross-border transactions.”
Liquidity Backed by Top Market Makers
To ensure deep liquidity and market stability, RLUSD will be supported by leading institutional market makers such as B2C2 and Keyrock. Their participation helps maintain tight spreads, reduce slippage, and foster confidence among traders and institutions engaging with RLUSD in live markets.
RLUSD Advisory Board: Leadership in Compliance and Innovation
One of the defining features of RLUSD is its issuance under a New York Trust Company Charter, placing it under strict regulatory oversight and reinforcing its credibility in the digital asset space. To guide its responsible rollout, Ripple has assembled a distinguished advisory board composed of financial regulators, fintech pioneers, and blockchain innovators:
- Sheila Bair, Former Chair of the Federal Deposit Insurance Corporation (FDIC)
- David Puth, Vice Chairman of Partners Capital and Former CEO of the CENTRE Consortium (co-creator of USDC)
- Chris Larsen, Co-Founder and Executive Chairman of Ripple
“Stablecoins will play a key role in modernizing our financial infrastructure and broadening financial inclusion,” said Sheila Bair. “I am honored to join Ripple’s advisory board as they launch their stablecoin with a compliance-first approach. As the digital assets industry grows, responsible innovation will be paramount to their adoption — prioritizing both consumer protection and financial stability.”
David Puth added: “Stablecoins are a critical component in the evolution of the digital economy, providing a bridge between traditional finance and the crypto market. They offer the stability needed for transactions while utilizing blockchain technology to enhance transparency and efficiency. Ripple has consistently demonstrated its commitment to building secure, compliant, and accessible enterprise solutions — and RLUSD is no exception.”
Enterprise Use Cases Driving Real-World Adoption
RLUSD is engineered to meet the rigorous demands of modern financial services. By combining the price stability of the U.S. dollar with the speed and transparency of blockchain technology, RLUSD unlocks transformative applications across multiple sectors.
1. Cross-Border Payments
Leveraging Ripple’s existing payment network — which spans over 90 markets and has facilitated nearly $70 billion in value across more than 37 million transactions — RLUSD will serve as a reliable settlement instrument. Integrated alongside XRP within Ripple’s payment solutions, RLUSD enables real-time, 24/7 cross-border transfers that are faster, cheaper, and more predictable than legacy systems like SWIFT.
2. On/Off Ramps Between Fiat and Crypto
RLUSD acts as a trusted gateway between traditional banking systems and the digital asset ecosystem. Users can seamlessly convert between fiat currencies and stablecoins without exposure to cryptocurrency volatility — making entry into (on-ramping) and exit from (off-ramping) crypto smoother and more secure.
3. Tokenization of Real-World Assets (RWA)
As interest surges in tokenizing assets like government bonds, commodities, equities, and real estate, compliant stablecoins like RLUSD provide the necessary infrastructure for on-chain settlement and collateralization. With full reserve backing and regulatory alignment, RLUSD offers a stable medium of exchange that reduces counterparty risk and transaction costs in RWA markets.
👉 See how blockchain is reshaping asset tokenization globally.
Partner Endorsements Highlight Market Confidence
The launch of RLUSD has already drawn strong support from key players across the digital asset ecosystem.
“We’re impressed with Ripple’s commitment to advancing the stablecoin market and unlocking new institutional use cases with RLUSD,” said Ivan Soto-Wright, Co-Founder and CEO of MoonPay. “While we’re still in the early days of stablecoins, we believe they will eventually play an important role in our financial system. We’re thrilled to add RLUSD to the growing list of stablecoins available on MoonPay.”
Cactus Raazi, U.S. CEO of B2C2, emphasized: “Trusted, regulation-compliant stablecoins are fundamental for building robust digital asset marketplaces. As a leading liquidity provider, we support the development of enterprise-grade solutions like RLUSD.”
Daniel Vogel, CEO and Co-Founder of Bitso, highlighted their long-standing collaboration: “Bitso is proud to be among the first to list RLUSD. Our partnership with Ripple has enabled innovative cross-border payment solutions in Latin America. We believe RLUSD will greatly benefit our customers and business clients.”
Chris Tyrer, Head of Institutional at Bullish, noted: “Regulated stablecoins like RLUSD create a trusted pathway for institutions to trade digital assets. We’re delighted to expand our institutional offering with a highly liquid and compliant digital asset.”
Blockchain Support: Powering Growth on XRPL and Ethereum
RLUSD launches natively on two major blockchains — the XRP Ledger (XRPL) and Ethereum — maximizing interoperability and developer access. The XRPL, known for its energy efficiency, fast finality (3-5 seconds), and native decentralized exchange (DEX), now gains access to a fully compliant USD-backed stablecoin.
This move addresses growing community demand for credible stable assets on XRPL, boosting trading volume, liquidity pools, and overall utility for XRP. Meanwhile, Ethereum integration ensures compatibility with DeFi protocols, wallets, and dApps used by millions worldwide.
Each RLUSD token is 100% backed by U.S. dollar deposits, short-term U.S. government securities, and cash equivalents. To uphold transparency, Ripple will publish monthly third-party attestation reports audited by BPM LLP — available publicly to build trust with users and regulators alike.
Frequently Asked Questions (FAQ)
Q: What is Ripple USD (RLUSD)?
A: RLUSD is an enterprise-grade U.S. dollar-pegged stablecoin issued by Ripple under a New York Trust Company Charter. It combines regulatory compliance with blockchain efficiency for use in payments, asset tokenization, and DeFi.
Q: Is RLUSD backed 1:1 by U.S. dollars?
A: Yes. Each RLUSD token is fully backed by U.S. dollar deposits, U.S. government bonds, and cash equivalents. Monthly third-party attestations verify reserve holdings.
Q: On which blockchains is RLUSD available?
A: RLUSD is live on both the XRP Ledger (XRPL) and Ethereum networks, enabling broad usage across decentralized finance platforms and payment systems.
Q: Why is regulatory compliance important for RLUSD?
A: Regulatory oversight ensures investor protection, financial stability, and institutional adoption. Being issued under a NY Trust Charter places RLUSD under stringent standards similar to other regulated financial entities.
Q: How does RLUSD differ from other stablecoins?
A: RLUSD stands out due to its enterprise focus, regulatory rigor, backing by a trusted fintech leader (Ripple), and integration into real-world financial use cases like cross-border payments and RWA tokenization.
Q: Who can use RLUSD?
A: Institutions, developers, enterprises, and retail users globally can access RLUSD through partner exchanges like Bitstamp, Uphold, Bitso, MoonPay, and others where available.
Ripple continues to push the boundaries of what’s possible in digital finance with RLUSD — not just as another stablecoin, but as a foundational piece of tomorrow’s global financial infrastructure.