Staking cryptocurrency has become one of the most popular ways to generate passive income in the digital asset space. Among the leading platforms offering staking services, Crypto.com stands out with its user-friendly interface, wide selection of stakable assets, and attractive rewards—especially for holders of its native token, CRO.
In this comprehensive guide, we’ll walk you through everything you need to know about staking on Crypto.com, including how the process works, the benefits of staking CRO, and step-by-step instructions to get started. Whether you're new to crypto or looking to optimize your earnings, this guide covers all the essentials.
Understanding Crypto Staking
Crypto staking is the process of locking up digital assets to support a blockchain network’s operations—specifically those using the Proof-of-Stake (PoS) consensus mechanism. By staking your coins, you help validate transactions and maintain network security, and in return, you earn rewards.
Unlike mining in Proof-of-Work (PoW) systems like Bitcoin, staking consumes far less energy and is more accessible to everyday users. You don’t need expensive hardware—just a wallet with eligible tokens.
While some users choose to run validator nodes themselves, most prefer staking through trusted exchanges like Crypto.com, which simplifies the process and handles technical complexities behind the scenes.
👉 Discover how easy it is to start earning rewards through staking today.
Getting Started with Crypto.com
Before you can stake on Crypto.com, you’ll need to set up an account and deposit funds. Here’s how:
Step 1: Create an Account
Visit the Crypto.com website or download the mobile app. To register:
- Provide your full name and email address
- Set a strong password
- Verify your email
Once registered, complete the identity verification process (KYC), which is required for security and compliance.
Step 2: Deposit Funds
You can fund your account in several ways:
- Cryptocurrency transfer from an external wallet
- Fiat deposits via bank transfer (ACH or wire)
- Credit/debit card purchase (Visa or Mastercard)
Crypto.com covers wire transfer fees for USD deposits, though your bank may charge processing fees. ACH transfers are limited to $100,000 per day, while wire transfers allow up to $1 million daily.
After depositing funds, you can purchase the cryptocurrency you wish to stake—whether that’s CRO, Ethereum, Litecoin, or another supported asset.
How to Stake on Crypto.com
Staking on Crypto.com is simple and intuitive. Follow these steps:
- Open the app and go to Accounts > Crypto Earn
- Tap Start Earning Now
- Choose the cryptocurrency you want to stake
- Select your preferred staking term (flexible or fixed)
- Enter the amount and confirm the deposit
- Enter your password to finalize
That’s it—you’re now earning staking rewards.
Exploring Crypto Earn
Crypto.com’s Crypto Earn platform supports over 40 cryptocurrencies, including:
- Polygon (MATIC)
- Polkadot (DOT)
- Litecoin (LTC)
- Decentraland (MANA)
Even non-PoS assets like Bitcoin (BTC) and Ethereum (ETH) can be staked through lending mechanisms, though they typically offer lower yields—up to 6% APY—compared to PoS coins like Polkadot, which can yield up to 12.5% APY.
Rewards depend on several factors:
- The amount staked
- The lock-up period (longer terms = higher returns)
- Whether you hold CRO in your account
Crypto.com also offers an earn calculator that lets you estimate potential returns based on your chosen token, amount, term, and CRO stake.
The Power of CRO Staking
Cronos (CRO) is the native utility token of Crypto.com’s blockchain ecosystem. Staking CRO unlocks a host of benefits beyond just passive income.
Key Benefits of Staking CRO
- Higher staking yields on other cryptocurrencies
- Trading fee discounts (up to 25% off taker fees)
- Zero maker fees for users staking 50,000+ CRO
- Access to premium Visa card tiers (e.g., Obsidian, Icy White)
- Cashback rewards on purchases
- Syndicate membership for exclusive perks
To qualify for these benefits, you must stake a minimum of 1,000 CRO. However, only accounts with 5,000 or more CRO staked earn interest—currently up to 8% APR for top-tier users.
The staking period lasts 180 days, during which your funds are locked. Rewards are distributed daily. You can add more CRO at any time, but each addition resets the 180-day lock period for that batch.
CRO Staking Tiers and Rewards
| CRO Staked | Maker Fee Discount | Taker Fee Discount | APR Interest | Syndicate Access | Pay Benefits |
|---|---|---|---|---|---|
| ≥ 1,000 | 3% off | 3% off | 0% | ❌ | ❌ |
| ≥ 5,000 | 5% off | 5% off | 0% | ✔️ | ❌ |
| ≥ 10,000 | 8% off | 8% off | 0% | ✔️ | ✔️ |
| ≥ 50,000 | Zero | 12% off | 4% | ✔️ | ✔️ |
| ≥ 100,000 | 0.01 bps Rebate | 15% off | 4% | ✔️ | ✔️ |
| ≥ 500,000 | 0.02 bps Rebate | 20% off | 8% | ✔️ | ✔️ |
Note: Table data represented in prose format per instructions.
Higher-tier cardholders—such as Private Members—now enjoy a balanced APY structure: 8% for top tiers, 4% for mid-tier cardholders.
👉 Learn how staking can boost your returns with expert insights and tools.
What Is Soft Staking?
If you prefer flexibility over high yields, Crypto.com offers Soft Staking. This feature automatically earns you interest—between 0.25% and 2% APY—on eligible assets held in your wallet without locking them.
Soft staking requires:
- A minimum balance of 1,350 CRO
- No lock-up period
- A cap of $100,000 equivalent in staked value
While returns are modest compared to fixed staking, Soft Staking provides a hands-off way to earn while maintaining liquidity.
To enable it:
- Go to Stake & Earn
- Select Soft Staking
- Toggle on “Earn Daily Interest”
Risks and Rewards of Staking
Rewards
- ✅ Passive income generation with minimal effort
- ✅ Enhanced benefits for CRO stakers (fee discounts, card perks)
- ✅ Flexible options across multiple assets and terms
Risks
- 🔴 Market volatility: Price drops can outweigh earned rewards
- 🔴 Lock-up periods: Funds are inaccessible during staking terms
- 🔴 Impermanent loss risk for certain yield strategies
- 🔴 Slashing penalties on some protocols for validator misconduct
Always assess your risk tolerance and conduct thorough research before committing funds.
Frequently Asked Questions
Can I unstake CRO before 180 days?
No. Once CRO is staked, it remains locked for the full 180-day period. You cannot withdraw or unstake early.
What is APY, and how is it calculated?
APY (Annual Percentage Yield) reflects your total return over a year, including compounded interest. It varies by asset, amount staked, and lock-up duration.
Where can I see my staking earnings?
All earnings—from both CRO staking and Soft Staking—are visible in the Stake & Earn > Earnings History section of the app.
Is staking on Crypto.com safe?
Yes. Crypto.com uses advanced security measures, including cold storage and insurance coverage. However, always use two-factor authentication (2FA) and strong passwords.
Can I stake Bitcoin on Crypto.com?
Yes. While Bitcoin doesn’t use PoS, Crypto.com allows BTC staking through custodial lending programs, offering yields up to 6% APY.
Does staking require technical knowledge?
Not at all. Crypto.com handles all backend operations—you just need to deposit and select your terms.
Final Thoughts
Staking on Crypto.com offers a seamless way to earn passive income from your crypto holdings. With competitive APYs, flexible terms, and powerful incentives for CRO stakers, it’s an excellent choice for both beginners and experienced investors.
By understanding the mechanics of staking, evaluating risks, and leveraging tools like the earn calculator, you can make informed decisions that align with your financial goals.
👉 Maximize your crypto potential with a platform built for growth and security.