Fee Details

·

Understanding trading fees is essential for maximizing profitability and optimizing your trading strategy. Whether you're a regular user or part of the VIP program, OKX offers a transparent and tiered fee structure designed to reward higher activity and larger holdings. This guide breaks down everything you need to know about trading fees, user tiers, asset valuation, withdrawal limits, and more — all updated daily to reflect your current status.

User Tiers and Fee Structures

OKX categorizes users into two main groups: Regular Users and VIP Users. Each group has its own criteria for determining fee tiers, which directly impact the trading fees applied across spot, futures, perpetual swaps, and options markets.

👉 Discover how your trading volume can unlock lower fees today.

Regular Users: Tiered by OKB Holdings

For regular users, your fee tier is determined by your total OKB holdings across all accounts — including spot, margin, primary, and sub-accounts. However, OKB held in Savings products is not included in this calculation.

The more OKB you hold, the higher your tier, and the greater the discount you receive on trading fees. These tiers are recalculated and updated daily, ensuring that any increase in your holdings is quickly reflected in your fee benefits.

VIP Users: Based on Trading Activity and Asset Balance

VIP users are assessed using two key metrics:

These values are evaluated around the clock, with snapshots taken at 4:00 PM UTC each day. Your VIP level is then determined by whichever tier you qualify for based on these criteria — and you’ll enjoy the highest applicable discount across all markets.

For example:
If a user reaches:

Then the user qualifies for VIP 4 benefits across all trading markets, including spot, futures, perpetual swaps, and options.

This unified approach ensures that active traders with significant holdings are consistently rewarded.

How 30-Day Trading Volume Is Calculated

Trading volume is tracked in BTC equivalents at the time each transaction occurs. Every 24 hours, at 4:00 PM UTC, the system aggregates your total trading volume over the past 30 days and converts it into USD using the daily average BTC/USDT price:

Daily Average Price = (Opening Price + Closing Price) ÷ 2

This method ensures fair and accurate conversion, minimizing volatility distortions.

All trades — whether in OMG, XUC, BTC, LTC, or BCH — are converted to BTC first, then to USD for final evaluation. This standardized process allows for consistent tier assessments regardless of the traded pair.

Total Assets Balance: What Counts?

At 4:00 PM UTC daily, OKX takes a snapshot of all your crypto assets across multiple account types:

These values are converted into USDT, then further into BTC using the same daily average pricing model.

⚠️ Note: Borrowed funds used for leverage or loans are excluded from this calculation. Only your net owned assets count toward tier eligibility.

Makers vs. Takers: Fee Differences Explained

Trading fees differ based on whether you're a maker or a taker — a distinction rooted in order book dynamics.

Maker Orders

A maker order is a limit order that adds liquidity to the market by resting in the order book before execution. For example:

When this order eventually fills, you pay the maker fee, which is typically lower than the taker fee.

Taker Orders

A taker order removes liquidity by matching an existing order instantly. If you place a sell order for BTC at the current market bid price and it fills right away, you're a taker and will be charged the taker fee.

Even if it's a limit order, if it executes immediately against an existing order, it's considered taker behavior.

👉 Learn how placing maker orders can reduce your long-term trading costs.

Fee Charging and Rebates by Market

In spot markets, fees are charged in the base currency of the trading pair:

This dynamic ensures fees align with the side of the trade being executed.

Additionally, eligible users can receive fee rebates, paid in the same currency as the original fee. For instance:

This system incentivizes market-making activity and supports liquidity provision.

Sub-Accounts and Tier Consolidation

Your primary account’s tier is calculated based on the combined 30-day trading volume and daily asset balance of all linked sub-accounts. Once a sub-account is created, the primary account’s fee level is applied to it at 10:00 AM UTC the following day.

This means teams or institutional traders managing multiple sub-accounts can benefit from aggregated volume and balance metrics — simplifying access to higher VIP tiers without splitting performance.

24-Hour Withdrawal Limits (USD Equivalent)

To enhance security and comply with risk management policies, OKX enforces 24-hour withdrawal limits, measured in USD equivalents.

For example:

Attempting to withdraw $5M worth of XRP would exceed the limit. You’d either need to wait until the rolling 24-hour window resets or contact customer support to request a temporary increase.

These limits vary depending on your KYC verification level, promoting both safety and scalability as users progress through identity tiers.

Frequently Asked Questions (FAQ)

Q: How often are fee tiers updated?
A: All user tiers — whether based on OKB holdings, trading volume, or asset balance — are recalculated and updated daily at 4:00 PM UTC.

Q: Does OKB in savings products count toward my tier?
A: No. Only OKB held in spot, margin, futures, or unified trading accounts counts. OKB in Savings or locked products is excluded.

Q: Can I qualify for different VIP levels per market?
A: No. You receive the highest applicable tier across all markets and apply it universally — meaning one top-tier status covers spot, futures, swaps, and options.

Q: Are borrowed assets included in my total balance?
A: No. Only owned assets are counted. Leverage or loan balances are subtracted from your net value.

Q: How are maker/taker fees applied in fast-moving markets?
A: Even limit orders can be takers if they match instantly. The system evaluates execution speed, not order type.

Q: Can I increase my withdrawal limit manually?
A: Yes. If you reach your 24-hour cap, contact OKX support for a potential temporary increase based on account history and verification level.

👉 See how upgrading your activity can move you up the VIP ladder — start saving on fees now.

By understanding how OKX calculates fees, tiers, and eligibility criteria, traders gain full control over their cost structure. Whether through growing OKB holdings, increasing trading volume, or managing sub-accounts efficiently, every action contributes to better rates and improved returns. Stay informed, trade smart, and maximize your edge in today’s digital asset markets.